3D Secure (OTP)
3D Secure (also known as Verified by Visa, MasterCard SecureCode or Amex Safekey) protects a buyer's credit card against unauthorised use when shopping online. This simple service enables buyers to validate transactions you make over the internet by requesting One Time Pin - OTP (usually sent to your cell phone or email address). It helps protect against fraudulent use by unauthorised individuals.
All South African merchants are mandated by the Payments Association of South Africa (PASA) to implement 3D Secure. If your card is not activated for 3D Secure, you will need to contact your bank and have this service enabled in order to transact with Howler.